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Otto Polyakov
Otto Polyakov

Buy Egift Card With Bank Account PORTABLE



Many online retailers offer the option to pay with PayPal instead of entering checking account numbers directly on their websites. PayPal offers extra security features like dispute resolution, fraud prevention, and purchase protection.[5]




buy egift card with bank account


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While prepaid gift cards can be stolen or lost, just like a debit card or credit card, there is some good news: The 2009 Credit Card Accountability Responsibility and Disclosure (CARD) Act offers protections to gift cards issued by retailers and banks.


If you use a credit or debit card to purchase or reload your Starbucks Card, prior to charging your credit or debit card, an authorization process will occur for the amount of your purchase or reload transaction ("Transaction"). The authorization process will validate the credit or debit card number, status, available credit or funds and billing information to ensure that it matches what the bank or card company has on file. Your bank or Starbucks may attempt to contact you for additional information prior to authorizing the Transaction amount.


For credit cards, once an authorization is received, you may notice a decrease in your available credit line. Your bank may hold this dollar amount from your credit line or available balance for a short period of time determined by the policy of your bank before your Transaction is fulfilled. For debit cards, your bank may pre-authorize a charge to your deposit or checking account and place a temporary hold on the funds before your Transaction is fulfilled. Regardless of whether you use a credit or debit card, your card will be charged only upon fulfillment of your Transaction. If your Transaction is cancelled, Starbucks will request an authorization reversal on your behalf. Reversal times may vary. We recommend contacting your bank or credit card company to learn about their authorization and authorization reversal policies.


All amounts loaded onto your Starbucks Card are denominated in the currency of the country in which it was sold (the "base currency"). Starbucks Cards purchased in the United States may also be used in Canada, England, Scotland, Wales, Republic of Ireland, Northern Ireland, Mexico and Australia. When you make a purchase in a different country, the Transaction total is converted from the currency of that country (the "local currency") to the base currency and deducted from your Starbucks Card balance. No fees or other charges are made to your Starbucks Card for the currency conversion. However, note that your bank or card provider may charge you a separate fee if you are using a credit or debit card or other accepted payment method to load your Starbucks Card outside of the U.S. Starbucks does not receive any portion of, and does not have any control over, any such fee. Although the actual balance of your Starbucks Card is kept in the base currency, the balance shown on your receipt will be in the local currency of the store location. Transactions that occur on our website are denominated in U.S. dollars. Currency conversions are based on currency exchange rates applicable on the date of the Transaction.


You can reload your Starbucks Card in-store or, to make reloading your Starbucks Card easier, you can link a payment method to your Starbucks account (which you can access at ) and reload either manually online when you choose or set up auto-reload. With automatic reload, you simply set the reload date or the balance at which you want to reload your Starbucks Card and provide us with payment information. We will send you an email confirming the automatic reload Transaction terms and bill your credit card or debit card according to the schedule and amount you have selected. We will also send you an email after each reload to let you know your Starbucks Card has been reloaded. You can change your reload preferences at any time, but changes may take up to twenty-four (24) hours to go into effect.


The Starbucks eGift Card (also known as an "eGift") program allows you to purchase and send a virtual Starbucks Card via email, or via certain social media and messaging platforms. You may choose the design and dollar value (within certain limits) and complete your purchase using a credit card, debit card, or certain other electronic payment methods. You may choose when to have your eGift delivered the same day, provided that your form of payment is approved. You authorize us to charge your credit card, debit card or other chosen electronic payment method at the time you purchase your eGift regardless of the date you choose for delivery.


On the requested delivery date, we will send the recipient of your eGift an email notifying them that they have received an eGift from you. The recipient will have the option of adding the eGift to their Starbucks account, transferring the balance onto an existing Starbucks Card or printing out the eGift and bringing it into a Starbucks store to make a purchase. The recipient will also have the option to register the eGift for use with Starbucks mobile applications. We will also send you an email confirming receipt of your eGift when the recipient opens the eGift email. An eGift is like any other Starbucks Card and should be treated like cash by the recipient.


We will correct the balance of your Starbucks Card if we believe that a clerical, billing, or accounting error occurred. If you have questions regarding your Transaction history or any correction, or if you wish to dispute any Transaction or correction that has been applied to your Starbucks Card, please call Customer Service at 1-800-STARBUC. Assuming you provide sufficient details, we will review your claim and tell you what we find. We will correct any error promptly after we finish our review. If we do not find any error, we will explain what we found. We have no obligation to review or correct any billing error unless you provide us sufficient notice for us to review your claim within sixty (60) days of the date of the Transaction in question.


We will not accept any Starbucks Card, or will limit use of any Starbucks Card or Starbucks Card balance, if we reasonably believe that the use is unauthorized, fraudulent or otherwise unlawful, and we consider such action appropriate to limit our risk. Starbucks does not control who may sell preloaded Starbucks Cards, nor can we control the price or preloaded denominations offered by independent sellers. Consequently, Starbucks has no liability to you for any third-party fraud or unlawful activity associated with any Starbucks Card balance. If Starbucks discovers any Starbucks Card or Starbucks Card balance was sourced or derived from fraud or other unlawful means, we may in our sole discretion, cancel all impacted Starbucks Cards and retain all related Starbucks Card balances without notice to you. We may use retained Starbucks Card balances to help offset our liability to card companies, networks and issuers of lost or stolen credit and debit cards used to purchase or load Starbucks Cards.


We may amend this Agreement at any time. We will post the amended Agreement to our website at -cards/manage/card-terms-and-conditions, and for a period of thirty (30) days after we post the amended Agreement, we will also post a notice on our website stating that the terms of this Agreement have changed. As permitted by applicable law, any change, addition or deletion will become effective at the time we post the revised Agreement to our website. Unless we state otherwise, the change, addition, or deletion will apply to your future and existing Starbucks Cards. You are deemed to accept the changes, additions or deletions if: (1) you do not notify us to the contrary in writing within 20 days of the date of our notice or such other time specified in the notice; or (2) you use any of your Starbucks Cards after such notice period. If you notify us that you do not accept the changes, additions or deletions, we will cancel your Starbucks Cards and refund any remaining balance to you.


1) Log in to the app and select an eGift Card to purchase. Every eGift Card purchase includes up to 7% cash back. Percent varies by merchant. An active GO2bank account is required to receive an eGift Card.2) Purchase the eGift Card with your GO2bank available balance in the app.3) Cash back Is instantly added to your available balance. You earn cash back when you:\u2022 Buy eGift Cards to send to other GO2bank accountholders\u2022 Buy eGift Cards for yourself. They're kept in your in-app eGift Card wallet for use any time.Note, phone verification is required to use this feature." }}] } 1) Log in to the app and select an eGift Card to purchase. Every eGift Card purchase includes up to 7% cash back. Percent varies by merchant. An active GO2bank account is required to receive an eGift Card.


Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.


GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.


  • Order for delivery by U.S. mail (5-7 days)

  • Available in any whole-dollar amount from $25 to $1,0002

  • Personalize the card! Emboss the recipient's name and choose your sentiment message

  • $4.99 fee per card3 for online orders (Shipping fees apply)

  • Pay with Commerce Bank Credit Card or Commerce Bank Debit Card



  • Available from any personal banker

  • Available in any whole-dollar amount from $25 to $1,0002

  • $4.99 fee per card3

  • Cash or direct debit from a Commerce account

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